Investing
in YOU!

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How Can We Help?

Buy a Home

Competitive mortgage solutions, refinancing options, and local mortgage experts

Explore Mortgages >>

Manage Daily Banking

Checking accounts, savings accounts, CDs, IRAs, and digital banking tools.

Personal Banking >>

Farm with Confidence

Agricultural banking and lending solutions from people who understand agriculture.

Agriculture Banking >>

Grow Your Business

Business banking and business loans designed around your goals.

Business Banking >>

Certificate of Deposit Specials

4.00% APY

 19-Month CD
3.94% interest rate

4.00% APY

 11-Month CD
3.94% interest rate

3.75% APY

 7-Month  CD
3.50% interest rate
elderlycoupledancing

 

$500.00 minimum deposit. Rate effective as of September 24, 2026.  Restrictions may apply. Rate may change at any time. Penalty for early withdrawal. Fees could reduce earnings.
*APY (Annual Percentage Yield)

PAY IT FORWARD
with a Silverstreaks Debit Card

The Silverstreaks debit card allows you to pay it forward through everyday spending!

Every time you make a purchase with your FNB Osakis Silverstreaks card, a small portion of that purchase will be donated to the Osakis Silverstreaks Foundation.

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Why Choose FNB Osakis?

We believe that your banking relationship is one of the most important investments you can make in your financial future.

World-Class Service

We wouldn't be where we are today without our customers. Our caring team recognizes your importance and looks forward to serving you.

Top Tech Products

With some of the best technology in the industry, banking with us is easy. Control is at your fingertips, no matter where you are.

Community-Focused

As a Community Bank, we have the privilege of turning your dollars around and loaning them out to others in the community.

Solid Principles

Our purpose is to be the premier community bank, positively impacting our customers, employees, and communities through Christian principles.

Fast Decisions

Being locally-owned and operated, we offer a lot of perks. We make all of our decisions in-house, which means faster turnaround times for you.
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Modern Banking. Local Service.

Enjoy the convenience of:

  • Mobile Banking
  • Mobile Deposit
  • Bill Pay
  • Zelle®
  • Card Controls
  • Mobile Wallet
  • Budgeting Tools

What Our Customers Say

"Always smiling faces when I walk in the door, ready to help anybody who walks in. Very kind employees you guys have!"

KEENAN

"The entire staff at FNB Osakis is professional and always helpful."

MIKE

"Very helpful and are willing to work with you!"

LOGAN

"Such a hometown bank. They make you feel important. The employees are very personable and greet you with a smile."

BARBARA

More Than a Bank

For more than a century, we've helped support local families, businesses, nonprofits, and community organizations. When you bank with First National Bank of Osakis, you're investing in communities and relationships that last.

Frequently Asked Questions about FNB Osakis

  • Yes. FNB Osakis is locally owned and has been serving customers since 1903.

  • Yes. While we're located in Osakis, MN, we proudly serve customers wherever life takes them through digital banking services and personalized support.

  • We offer mortgage loans, personal loans, business loans, agricultural lending solutions, and more.

  • Yes. Many accounts can be opened through our secure online application.

  • Yes. Customers can access online banking, mobile banking, mobile deposit, bill pay, card controls, budgeting tools, and other digital services.